Postdoctoral position available at the
Department of Business Management
Research area: Financial
South African population is characterised by unprecedented low savings rates
which often result in unsustainably high debt levels and the risk of falling in
the debt trap. Despite the individual’s predicament, such undesirable financial
behaviours have the further adverse implication of crippling the economy and
putting pressure on state funds. Policymakers have mainly used traditional
educational methods to improve the knowledge of the general population about
financial concepts, products, and markets based on the belief that poor
financial decision-making is due to lack of information and the expectation
that improved knowledge will change behaviour. The plausibility of whether
financial information alone is enough to change financial behaviour and enable
consumers to make wise financial decisions have been called into question by
many scholars. Also,
there seems to be little research on identifying factors that relate to
responsible financial behaviour with
respect to savings and debt. Understanding consumer behaviour with
respect to saving/spending in a responsible manner is of central concern to
policymakers, as it could better align financial literacy programme
initiatives to accomplish responsible financial behaviour and the goal of restoring the financial
wellbeing of society.
Minimum requirements for the
in Financial Planning from an accredited university.
record of writing and publishing in accepted scholarly journals.
•Practical experience: At
least two years of practical experience in the financial services industry in
the last 10 years.
•Membership and professional
of the Financial Planning Institute of Southern Africa (FPI) and holder of the
coveted Certified Financial Planner® (CFP®)-mark.
Proven track record of teaching Financial Planning modules at tertiary level.
•Proven proficiency in communicating
both verbally and in writing
vSubmit a CV accompanied by the
contact details of at least two referees, as well as a full research proposal
Jaco Franken (firstname.lastname@example.org)
by no later than 4 October 2021.
vThe preferred candidate would be
expected to start in January 2022 or as soon as possible thereafter.